Monday, February 29, 2016

Suicide and insurance coverage.

Amidst all the Oscar talk on the radio this morning (Gaga should have won for best song), CBC News mentioned a possible change coming to the insurance coverage and legitimacy perception of suicide.

They had this piece from 2015, Suicide attempts and insurance: Why you might not be covered.

In a more recent piece, Insurance companies reconsider 'dated' policies for suicide attempts, the faulty logic of "avoidable" injury is called out.

The article quotes Mark Warder, a man whose America hospital bill was not covered due to the insurance companies policy that rejects suicide, and instead focuses only on depression to a certain point. After going public he very aptly stated:
Let's face it, most people if they've gone through this and [the insurance claim] gets turned down, they don't have the motivation to fight it.
 Preach. The piece goes on to quote Bill Wilkerson, a former insurance insider:
It's one of those hangovers from an ancient time of stigmatizing mental illness and viewing the destruction of someone under those circumstances as either a crime or a sin when it is neither.
The act of "committing suicide" was a crime in Canada until 1972.
There is a lot of work to be done in terms of insurance and access. I worry that this news coverage will go away and insurance companies will be quick to sweep it under the rug.

I plan on printing out the article and mailing it to my insurer and the HR deparment where I work.

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