Thursday, March 16, 2017

Identity theft.

Friday I came home to a notice from the post office that claimed I had purchased mail-forwarding and to contact them if this wasn't the case. It was not, so I called. Turns out someone purchased a mail-forward for three weeks, on my name, and my address.

The post office canceled it. And are now looking into mail fraud.

So, Monday (yesterday) I received a pre-approved credit card. I had fraud on the brain since I'd just received that mail notice so I called and made sure the bank knew it was fraud and to look into it. Turns out the fraudster opened an account with that bank, and that the credit card was approved for 11,000$.

My current credit card limit is a grand, so just thinking about having access to that much debt makes me sick to my stomach.

I then had to call my bank to put a flag on my accounts.

Today I had to call two credit unions to put flags on my accounts, and to look into any odd activity. Turns out they contacted one of them on March 2nd attempting to access my credit report.

I'm satisfied with my handling of it so far, but it still makes me nervous.

At work, four other people are dealing with credit card fraud, but I'm the only one who also had the mail thing done, and had an actual bank account opened and a credit card ordered. I guess they saw my thousand dollar limit and maxed-out account and decided it would just be easier to start from scratch since I'm too broke to rob.

Too broke to rob. Let's go for fraud.

That's probably their shit-bag anthem.

What happened to Robin Hooding? Have a pseudo-moral code and focus on folks with money. Don't fuck with the working poor you fucking shit.

I don't know what the likelihood is of someone being caught - credit card fraud seems common enough, and I'm guessing people don't casually commit identity theft, they gotta be motivated.

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